Pricing & fees
InfraIO Pay is free to start: no monthly fee, no setup fee. You pay a platform fee only on payments that settle. The fee rate depends on how much volume you have settled recently, so it drops automatically as you grow.
Volume tiers
The tier is chosen from your settled volume over the last 30 days, in USD.
| Settled volume (rolling 30 days) | Platform fee |
|---|---|
| Below $50,000 | 0.5% |
| $50,000 – $250,000 | 0.4% |
| $250,000 and above | 0.3% |
The fee is locked when the payment is created. The rate shown on a checkout session or payment link is the rate that applies to that payment, even if you cross a tier boundary before the buyer pays.
Stackable discounts
On top of the volume tier you can reduce the fee further. Discounts stack, but the effective fee never goes below the 0.20% floor.
| Discount | Effect |
|---|---|
| IFO staking | −10% / −20% / −30% of the fee when you stake 1,000 / 5,000 / 20,000 IFO. See IFO utility. |
| Pay fees with IFO | −20% of the fee when the fee is paid in IFO. |
| Prepaid credit | Fees can be paid from your prepaid credit balance. See Prepaid credit. |
Coming soon. IFO staking and paying fees with IFO become available at the IFO token generation event (TGE). See the IFO token.
What the fee is not
- It is not a custody or withdrawal fee. Funds go directly to your treasury wallet.
- The network fee (gas) paid by the buyer is separate from the platform fee.
- There is no per-seat, per-API-call or monthly subscription charge.
Related
- Referral program — earn 20% of the platform fees of merchants you refer.
- Chains & assets — what you can accept and where.